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Updated according to Law No. 7582 (Corporate Tax Law Provisional Art. 19)
WEALTH MANAGEMENT & GLOBAL INCENTIVES

2026 Wealth Amnesty: Repatriation of Foreign Funds, Tiered Tax Rates, and Special Fund Accounts

A CFO guide on bringing foreign and domestic assets into Turkey under Provisional Article 19 of the Corporate Tax Law, featuring legal deadlines, tiered tax rates as low as 0%, and the 2-year capital retention rule.

1. Financial Conditions and Legal Processes of Wealth Amnesty

To benefit from the "zero tax inspection" shield provided to enterprises by Law No. 7582, the declaration and preservation conditions of the repatriated assets must be fulfilled completely. The fixed-rate tax approach seen in previous amnesties has been abandoned; instead, taxation is determined based on the duration the capital remains in investment instruments (within the financial system):

Deadline: July 31, 2027

The final legal date granted to declare assets (domestic and foreign) owned by real or legal persons to banks or brokerage firms is July 31, 2027.

Special Funds Account

Taxpayers keeping books on a balance sheet basis are obligated to record the declared assets in their statutory books and open a special fund account under liabilities.

2-Year Capital Retention Rule

This special fund account opened under liabilities cannot be withdrawn from the enterprise until at least 2 years have passed from the declaration date, and cannot be used for any purpose other than capital addition.

2. Conditions for Reduced Tax Rates (Tiered System)

The new law encourages not only bringing the money to Turkey but also keeping it in long-term investment vehicles. The discounted tax rates to be applied based on the commitment to hold the declared asset in time deposit accounts, government domestic debt securities (DİBS), lease certificates, or venture capital investment funds are as follows:

Investment Duration and Applicable Tax Rates (Law No. 7582)
Commitment to Hold in Investment Vehicles Applicable Advance Tax Rate
If held for at least five (5) years 0% Tax
If held for at least four (4) years 1% Tax
If held for at least three (3) years 2% Tax
If held for at least two (2) years 3% Tax
If held for at least one (1) year 4% Tax

Note: For declarations made starting from January 1, 2027 (until July 31, 2027), half (+0.5) a point is added to these rates.

Penalties for Breach of Commitment

If the declared assets are not brought to Turkey within 2 months, not deposited into the bank, or if the funds are liquidated without complying with the commitment periods given for the discounted tax (e.g., 5 Years 0% tax), the shield against tax inspections is nullified. Furthermore, the taxes that were not accrued on time are immediately collected by the state along with default interest.

3. Repatriation of Foreign Funds (Step-by-Step Procedure)

To legally bring assets (free from tax inspection) located in foreign bank accounts, stock exchanges, or safety deposit boxes into Turkey, the following official steps must be followed:

  • Step 1: Submission of the Declaration Form (ANNEX-1)

    By applying to a bank or brokerage firm in Turkey, the type of foreign assets (Money, gold, foreign exchange, securities, and other capital market instruments) and their Turkish Lira equivalent are declared via the active Wealth Declaration system.

  • Step 2: Two (2) Months Physical Transfer Period

    It is a legal obligation that the foreign funds subject to the declaration are physically transferred to the bank/brokerage firm accounts in Turkey (or physically brought through customs and deposited into the account) within a maximum of 2 months from the date of the declaration.

  • Step 3: Letter of Commitment (ANNEX-2) and Tax Collection

    If the funds are to be held in long-term (1-5 years) investment vehicles, the ANNEX-2 commitment letter is submitted. The Bank/Brokerage Firm collects the tiered tax corresponding to the relevant investment period in advance and pays it by declaring it to the tax office.

  • Step 4: Bookkeeping Records (Special Fund Account)

    For companies subject to the balance sheet basis, the brought amount is processed into the "Special Fund" account under liabilities by the CPA, accounting for it and initiating the non-withdrawal calendar (2 Years).

4. Causality Link and Risks in Wealth Amnesty (Supreme Administrative Court Precedents)

According to judicial decisions, Law No. 7582 does not constitute an unlimited "general amnesty". The limits of the immunity to be obtained within the scope of wealth amnesty are as follows:

Causality Link (Nexus) Requirement

It must be proven with concrete information and documents that the tax base difference found during a tax inspection originates from the declared asset. If it cannot be proven, the declared amounts cannot be offset, and the tax assessment is applied.

Pre-Inspection Declaration

Declarations made after a tax inspection has begun or after referral to the appraisal commission do not provide protection for the relevant assessments. Evidentiary documents should be presented during the inspection phase and not left to the litigation phase.

5. Applied Accounting Entries and Special Fund Management

The transfer of declared assets to official book records and subsequent valuations are subject to strict rules under Communiqué Serial No. 1:

Example Accounting Entry for 100,000 USD Declaration and 5% Tax
Account Code and Description Debit (TRY) Credit (TRY)
102 Banks (Foreign Currency Deposit Account) 4,678,540
549 Special Funds (Law No. 7582) 4,678,540
Entry of the declared asset into the account and transferring it to the fund.
689 Other Extraordinary Expenses and Losses (Non-Deductible Expense) 233,927
102 Banks 233,927
Payment of the 5% tax (Cannot be recorded as a deductible expense under any circumstances).

Losses and Liquidation Status

Value Losses: Losses arising from the subsequent disposal of the assets subject to declaration (e.g., a 100,000 TRY fund dropping to 95,000 TRY) are not accepted as an expense in determining income or corporate earnings.

Sole Proprietorship / Ordinary Partnership Liquidation: In the event that an ordinary partnership is liquidated before two years have passed from the declaration date, it is essential that the special fund in liabilities is transferred to the partners' personal statutory books in proportion to their shares without being taxed, and completes the two-year period there.

Corporate Tax and Incentive Consulting

Frequently Asked Questions (FAQ) on Wealth Amnesty

Can I deposit cash (unrecorded) earned in Turkey into the bank?
Yes. Money, gold, foreign exchange, and other capital market instruments owned by income or corporate taxpayers located in Turkey but not included in the statutory book records can also be integrated into the system until July 31, 2027, by declaring them to banks/brokerage firms to benefit from the tax inspection shield.
Can I deduct the tax paid under Wealth Amnesty as a company expense?
No. As explicitly stated in the law and communiqué text, the tax amounts deducted by the bank and paid to the state under these declarations can under no circumstances be recorded as an expense in company accounting (they hold Non-Deductible Expense - KKEG status) and cannot be offset against any other corporate or income tax.
What happens if I withdraw assets from the Special Fund account before 2 years?
These amounts recorded in the company balance sheet (special fund) by taxpayers subject to the balance sheet basis cannot be withdrawn for 2 years and cannot be used for any purpose other than adding to capital. If withdrawn before the two years are up, the tax inspection shield may be pierced, and you may face legal penalty/interest risks.
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